Blog Post

Hiring a Lawyer for Your Long-Term Disability Case

Admin • Feb 28, 2017

You have disability insurance through your employer and have been receiving benefits for the past several months due to your disability. However, those benefits will soon run out. Now you must file a Long-Term Disability (LTD) claim.

What is Long-Term Disability?

Long-Term Disability is insurance that protects you from loss of income when you can’t work for a long time. How much you will receive and for how long depends on your employer’s insurance plan.

LTD Companies Are Not on Your Side

LTD insurance companies don’t have your best interests at heart. The Council for Disability Awareness found that 58 percent of LTD claims were denied in 2014. It is not unusual for an LTD investigator to take videos of whatever you do that tends to look like you don’t have the disability you’re claiming. This evidence is then used against you to justify the denial of your claim.

Consider Hiring a Lawyer

North Carolina disability law is complicated. You don’t get to testify at the administrative hearing and you can’t add any medical evidence to your file. The only thing the court decides is whether or not the insurance company abused its discretion by denying your claim. Contact The Law Offices of James B. Gillespie, Jr., PLLC at 910-763-5485 to find out more about disability law.
20 Dec, 2023
Navigating the aftermath of a car accident can be a complicated and challenging affair. Read on to learn helpful tips and ways to move forward.
01 Oct, 2023
Social Security provides benefits to retired, disabled, or surviving individuals. Read this blog on some signs that you need a Social Security lawyer.
By Admin 03 May, 2023
You can pursue a personal injury claim if you've sustained injuries due to another person's negligence or recklessness. Learn about the types of injuries.
By Admin 04 Apr, 2023
Do you suspect you have a traumatic brain injury after a car accident? If so, read our blog to learn about what to expect and what to do.
By Admin 01 Feb, 2023
Here is a guide to help you understand the concept of damages in a personal injury case, to help you receive the compensation you deserve.
By Admin 03 Nov, 2022
In the event of an auto accident, never admit fault. Read this blog to find out why and if you should hire an auto accident lawyer.
By Admin 31 Aug, 2022
If you’ve been injured on someone else’s property, read this blog to learn about what forms of negligence can contribute to your premises liability case.
By Admin 06 Jul, 2022
The Employee Retirement Income Security Act (ERISA) defines the rules that protect employees and their benefits. Read on to learn more helpful information.
By Admin 04 May, 2022
Employees can suffer emotional and physical injuries while at work. Read on to learn about situations when you should hire a workers' compensation attorney.
By Admin 15 Mar, 2022
Long-term disability (LTD) insurance protects you from income loss when you can't work after an accident or injury. Read on to learn how to apply for LTD.
Show More
Share by: